Social Security Cola 2025 Estimate Increase. This cola is much lower than the 8.7%. The 2.5 percent cola will bump up the estimated average social security retirement benefit by $49 a month, from about $1,927 to $1,976, starting in january, according to the ssa.
The new year’s cola is 2.5% — meaning, most recipients will see an increase of about $50 in their checks for 2025. Social security benefits and supplemental security income (ssi) payments for more than 72.5 million americans will increase by 2.5% in 2025.
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